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Investor Presentaiton

Important notices The certification of the ANZ Green Bond as Climate Bond by the Climate Bond Initiative is based solely on the Climate Bond Standard and does not, and is not intended to, make any representation or give any assurance with respect to any other matter relating to the ANZ Green Bond or any of the loan assets in respect of which the ANZ Green Bond is issued ("Nominated Projects"), including but not limited to information provided to potential Bond holders, the transaction documents, the Issuer or the management of the Issuer. The certification of the ANZ Green Bond as Climate Bond by the Climate Bond Initiative was addressed solely to the board of directors of the Issuer and is not a recommendation to any person to purchase, hold or sell the ANZ Green Bond and such certification does not address the market price or suitability of the ANZ Green Bond for a particular investor. The certification also does not address the merits of the decision by the Issuer or any third party to participate in any Nominated Project and does not express and should not be deemed to be an expression of an opinion as to the Issuer or any aspect of any Nominated Project (including but not limited to the financial viability of any Nominated Project) other than with respect to compliance with the Climate Bond Standard. In issuing or monitoring, as applicable, the certification, the Climate Bond Initiative has assumed and relied upon and will assume and rely upon the accuracy and completeness in all material respects of the information supplied or otherwise made available to the Climate Bond Initiative. The Climate Bond Initiative does not assume or accept any responsibility to any person for independently verifying (and it has not verified) such information or to undertake (and it has not undertaken) any independent evaluation of any Nominated Project or the Issuer. In addition, the Climate Bond Initiative does not assume any obligation to conduct (and it has not conducted) any physical inspection of any Nominated Project. The certification may only be used with the [Bond] and may not be used for any other purpose without the Climate Bond Initiative's prior written consent. The certification does not and is not in any way intended to address the likelihood of timely payment of interest when due on the [Bond] and/or the payment of principal at maturity or any other date. The certification may be withdrawn at any time in the Climate Bond Initiative's sole and absolute discretion and there can be no assurance that such certification will not be withdrawn. 62 52 ANZ
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