Q1FY23 Results - Investor Presentation

Group P&L | P&L walk NIM Noll % CTI Effective Tax Rate Q1FY23 2.12% 25.7% 46.8% 21.6% Q1FY22 2.08% 33.9% 40.0% 21.6% YoY Growth ▲ 7% (29%) (32%) (6%) 10% (17%) (69%) ▲ 3% 2% ▲ 3% (59%) 8% 387 56 121 10 10 49 139 2 21 419 RM' mil Net Interest Income Non-Interest Income Net mod impact Total Income Expenses PBP Impairment PBT Tax & Zakat PAT MI PATMI Q1FY23 841 298 22 1,162 544 618 64 554 120 434 15 419 Q1FY22 785 420 33 1,238 495 743 203 540 118 422 36 387 Positive growth in Q1FY23 Contraction in Q1FY23 AmBank Group Q1FY23 Results - Investor Presentation 15

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