Investor Presentaiton
Additional Policy Reserve
Policy Reserve Outstanding by Year Signed (1)
The Company is providing additional policy
reserve against: Whole life insurance signed
before March 1996 and paid in full
Year signed
(billions of yen)
Average assumed
rate of return
Accumulation of Additional Policy Reserve (1)
Reserve
balance
2.75% p.a.
Policy
Reserve
Outstanding
~
Mar-81
728.4
2
Mar-82
Mar-87
Mar-92
Mar-97
~
Mar-86
1,253.7
~
Mar-91
4,785.4
2
~
Mar-96
4,187.3
2
2.75% 5.50%
2.75% 5.50%
2.75% 5.50%
2.75% 5.50%
Additional
policy
reserve
~
Mar-01
1,527.8
~
2.00% 2.75%
Mar-02
~
Mar-06
1,740.1
1.50%
Mar-07 ~ Mar-11
3,645.9
1.50%
Current
policy
Mar-12
986.7
1.50%
reserve
Mar-13
1,022.8
1.50%
Mar-14
887.1
1.00%
Mar-15
1,135.6
1.00%
Mar-16
954.6
1.00%
5.0% p.a. etc.
Dai-ichi Life
Holdings
Original
assumed
rate of return
(accumulated)
Revised assumed
rate of return
(accumulated)
Amount of
additional
reserve
Fiscal Year
(1) Dai-ichi Life non-consolidated basis.
Policy reserve amount include those for individual insurance and annuity products but excludes reserve for separate account and contingency reserve.
Certain policies are divided based on actuarially appropriate method into several fiscal years.
Assumed rate of returns indicate representative rates against each year's policy reserves.
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