Quarterly Trended Statement Of Operations slide image

Quarterly Trended Statement Of Operations

SHUSA: Quarterly Trended Statement Of Operations Santander ($ in Millions) 2Q21 3Q21 4Q21 1Q22 2Q22 Interest income Interest expense Net interest income 1,815 $ 1,796 $ 1,758 $ 1,722 $ 1,908 (283) (262) (253) (242) (375) $ 1,532 $ 1,534 $ 1,505 $ 1,480 $ 1,533 Fees & other income 1,177 1,068 1,018 967 939 Other non interest income 5 (1) 14 11 Net revenue $ 2,714 $ 2,602 $ 2,522 $ 2,461 $ 2,483 General, administrative, and other expenses (1,492) (1,498) (1,605) (1,466) (1,533) Credit loss (expense) / benefit 317 (20) (14) (217) (404) Income before taxes 1,539 $ 1,084 $ 903 778 $ 546 Income tax (expense)/benefit (372) (227) (198) (162) (107) Net income 1,167 857 705 616 439 Less: Net income attributable to NCI 208 150 135 Net income attributable to SHUSA 959 707 570 616 439 NIM 2Q21 3Q21 4Q21 1Q22 2Q22 5.0% 4.8% 4.6% 4.5% 4.3% 28
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