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Investor Presentaiton

GROUP ROE/ROTE CALCULATION DETAIL End of period (in EUR m) Q123 Q1 22 Shareholders' equity Group share 68,747 66,089 Deeply subordinated and undated subordinated notes (10,823) (8,178) (1) Interest of deeeply & undated subodinated notes, issue premium amortisations (102) (65) OCI excluding conversion reserves 640 72 Distribution provision (2) (421) (415) Distribution N-1 to be paid ROE equity end-of-period Average ROE equity Average Goodwill Average Intangible Assets (1,803) (2,285) 56,238 55,218 56,072 54,764 (3,652) (3,624) (2,876) (2,747) Average ROTE equity Group net Income 49,544 48,393 868 821 Interest on deeply subordinated notes and undated subordinated notes (163) (119) Cancellation of goodwill impairment Ajusted Group net Income 2 705 704 Average ROTE equity ROTE 49,544 48,393 5.7% 5.8% Underlying Group net income Interest on deeply subordinated notes and undated subordinated notes Cancellation of goodwill impairment Ajusted Underlying Group net Income Average ROTE equity (underlying) Underlying ROTE 1,508 1,538 (163) (119) 2 1,345 1,421 50,183 49,110 10.7% 11.6% ROE/ROTE: see Methodology (1) Interest net of tax, payable to holders of deeply & undateds subordinated notes, issue premium amortisations (2) The dividend to be paid is calculated based on a pay-out ratio of 50% of the underlying Group net income, after deduction of deeply subordinated notes and on undated subordinated notes NB: 2022 figures restated in compliance with IFRS 17 and IFRS 9 for insurance entities SOCIETE GENERALE 1ST QUARTER 2023 RESULTS | 12 MAY 2023
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