1Q 2022 INVESTOR PRESENTATION

Impairments for Financing Cost of risk declined by 45bps from 30% lower impairment charges YoY Impairments for Financing (SARmn) -30% 347 337 279 289 241 مصرف الإنماء alinma bank Impairments Allowance Composition (SARmn) 89% 1Q 21 QoQ 2Q 21 -3% 3Q 21 4Q 21 -17% +4% 1Q 22 -17% Cost of Risk (%) 2% 1.18% 1% 1% 0% 1Q 21 1H 21 9M 21 FY 21 1Q 22 1Q 2022 INVESTOR PRESENTATION 11% Retail 4,019 Corporate 0.73% Management Commentary ■ 1Q 2022 impairment charge for financing decreased by 30% YoY to SAR 241mn. ■ Cost of risk for 1Q 2022 improved by 45bps YoY to 0.73%. 32/49

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