Awards & Recognitions

b. Fee & Other Income Breakup of Fee & Other Income - FY23 General Banking Fees 25% WM / Third Party Distribution, 11% Others 5% Trade & Client Fx 11% Section 9: Profitability & Capital Loan Origination fees 33% • During FY23, the Fee and Other Income of the Bank increased by 54% YoY. The Bank has launched and scaled up many fee-based products in the last 4 years. • Many of these products are in the early stage of their lifecycle and have the potential to grow significantly going forward. • 91% of the fee income & other income is from retail banking operations which is granular and sustainable. Credit Card & Toll 15% 51 IDFC FIRST Bank

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