Q3 2016 Trading Results and Provisions for Credit Losses slide image

Q3 2016 Trading Results and Provisions for Credit Losses

Provisions for Credit Losses ($ millions) Q3/15 Q4/15 Q1/16 Q2/16 Q3/16 Canadian Retail 165 166 181 190 196 Canadian Commercial 8 14 13 14 21 Total Canadian Banking 173 180 194 204 217 Total - Excluding net acquisition benefit 174 180 212 221 232 International Retail 262 252 252 250 254 International Commercial 31 32 39 130 62 Total International Banking 293 284 291 380 316 Total - Excluding net acquisition benefit 299 301 315 415 343 Global Banking and Markets 14 27 54 118 38 All Bank 480 491 539 702 571 All Bank - Excluding net acquisition benefit 487 508 581 754 613 Increase in Collective Allowance 0 60 0 50 0 All Bank 480 551 539 752 571 42 42 45 59 47 42 47 45 64 47 Scotiabank® PCL ratio (bps) - Total PCLS as a % of Average Net Loans & Acceptances Excluding Collective Allowance Including Collective Allowance 25 25
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