Investor Presentation - Q3 FY22

Profit After Tax (Mn) Financial Highlights Net worth (Mn) (¹) Equity Raised (Mn) 1508 3281 3450 18 26 26 1001 796 13805¦ 14627 15100 Strong profit growth 10921 457 (2) 449 9334 459 despite maintaining Robust NW to support growth high liquidity and 5227 160 159 3252 conservative COVID provisioning FY18 FY19 FY20 FY21 Q3FY21 Q2FY22 Q3FY22 Return on Average Assets (1) A/E 3.7x 4.5x 4.1x 3.5x 3.7x 3.2x 3.1x 2.7% 2.4% 2.5% 1.7% 1.4% FY18 FY19 FY20 FY21 3.9% (2) 4.0% Q3FY21 Q2FY22 Q3FY22 Note: Fiscal year ending Mar 31. A/E -Average Total Assets / Average Equity. (1) Data for FY18 is as per restated financial statements (2) Adjusted PAT at Rs 431 mn, Adjusted RoA at 3.7% and Adjusted RoE at 12.0% computed considering Adjusted PAT for Q2FY22 without the impact of one-time deferred tax liability adjustment 34 Investor Presentation - Q3 FY22 FY18 FY19 FY20 FY21 Dec'20 Sep'21 Dec'21 Return on Average Equity (1) (2) 12.5% 10.8% 10.9% 12.4% 8.7% 6.1% 5.1% FY18 FY19 FY20 FY21 Q3FY21 Q2FY22 Q3FY22 home first We'll take you home

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