2Q 2023 Investor Presentation

Strategy Progress Update Driving changes across the businesses and bank-wide 2021-2025 Strategic Ambitions 2Q 2023 Achievements Digital Fast Build digital factory and apply latest available technologies - Advanced Analytics (AA), Al and Big Data Improve processes and speed to market Convenient Enhance customer convenience and experience ■ Launched Youth App for friends and family ■Launched Alinma Marketplace via Alinma App ■ 29 TCR machines Implemented in Q2 ■ Implemented digital execution for credit cards (33%) and personal loans (24%) Implemented Open Banking infrastructure and capabilities ■ Added new Corresponding banks to Alinma Express Revamped THATI journeys ■ Launched Alfursan miles Credit Card مصرف الإنماء alinma bank 2023 Initiatives In-Progress Driving Agile delivery of IT projects Digital team being expanded with requisite skills Continuously improving new digital app ■ Continue enhancement of digital journeys and app functionality, and increase cross- sell ■ Continuous improvement in turn-around time for retail customers ■ Client relationship models for Private and Affluent customers being improved ■ Enhance ecosystems programs for customer convenience Total 2Q 2023 INVESTOR PRESENTATION 77 Initiatives Merged 10 branches (20 YTD) 58/Initiatives Completed 75% 19m Initiatives In Progress 25% 10/48

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