KASIKORNTHAI Regulatory Capital and Financial Performance Update
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Sample of K-Bancassurance and MTL Products
K BANCASSURANCE
K-Bancassurance Products¹)
Endowment Life Insurance
mtlMuang Thai Life Assurance Products²)
Endowment Life Insurance
Pheu Sasom Sub 11/3 Guarantee
Pay premium for only 3 years, but the coverage continues for 11 years
ชาระเบี้ยประกันบ
ณ ข
Premium payment
ความคุ้นตา จะไดเป็น % 4นวนเงินเอาประกันภัย ณ วันเริ่มมีผมคุ้มครองตามกรมธรรม์
หรือมูลค่าเงินกันในขณะนั้น 101% นวนเบี้ยประกันภัยที่ได้ชำระไว้ ตามแต่น้ำนานไทรกว่า
Life Coverage in % of the initial sum insured, or cash surrender value at the time,
or 101% of the paid premium, whichever is higher.
300%
200%
หยุดป่ะเบี้ยประกันภัย
100%
Stop premium
at the beginning
of policy year
payment
รา
0
1
2
4
5
6
7
8
9
10
11
End of policy year
เป็นจ่ายสิน
Cash bonus
--- รับเป็นว่าเป็น 35% ณ สิ้นปีกรมธรรม์ ทุกๆปีกรมธรรม์ ยกเว้นในปีกรมธรรม์ที่ครบกำหนดสัญญา =====
Receive cash bonus at 3% at the end of policy years Except at the end of policy maturity
สราญญา 309% 300 านวนเงินเอาประกันภัย
101 วนเบี้ยประกันภัยที่ได้ชำระไว้
Maturity benefit is 309% of the initial sum insured
or 101% of the paid premium, whichever is higher.
Muang Thai Smart Linked Pro 10/1 (Global)
Pay single premium, guarantees cash bonus every year and get an opportunity to receive upside gain
from invest in global assets.
End of Policy Year
Premium Payment
at the Beginning of
Policy Year
Cash Bonus
105% Life Coverage
or cash surrender value at that time (whichever is higher)
00000
8910
1% 1% 1% 1%
1% 1% 1% 1%
Maturity
1% Benefit
Maturity
101%
Dividend
of any
(¹) Benefit and coverage are % of the initial sum insured. In case the benefit amount and coverage are stated incorrectly, the
specified % shall apply.
(2) The dividend shall be paid to the insured who is alive upon contract maturity only. However, the Company does not guarantee.
maturity dividend.
Term Life Insurance
MRTA-Home (Mortgage Reducing Term Assurance)
Example, in case the customers choose to insure their loan in full term and full coverage
Loan Amount
Sum insured amount
The customers can choose to
continue the coverage
throughout the contract term
or receive cash surrender
Term Life Insurance
Khumkhrong Baep Khongthi Life-Bukkhon
Single Premium payment period, but the coverage can be chosen between 1 - 5 years
100%) Life Coverage
Premium
payment
at the beginning
of policy year
The
contract
starts
Coverage of Pitaksin-Home
is equivalent to the reducing
sum insured amount
Policy Year
Coverage
•
S
Loan Amount
Scenario 1:
Death or total and
permanent disability
value
End of Policy Year
Premium Payment
Term of installment loan
Term of insurance
at the Beginning of
Policy Year
10
12
14
15
Scenariol
Early Redemption
Remark: the above coverage is based on an assumption that the customer's credit repayment history is normal according to the Bank's loan contract
1) K-Bancassurance products are MTL's life insurance products selling through KBank
2) Muang Thai Life Assurance products are MTL's life insurance products selling through MTL sales agents, and/or other channels
บริการทุกระดับประทับใจ
Remark (1) Is in % of the initial sum insured.
15
Maturity
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Sample of K-Bancassurance and MTL Products
K BANCASSURANCE
KASOENTHAI Back
K-Bancassurance Products1)
Whole Life Insurance
mtl Muang Thai Life Assurance Products²)
Whole Life Insurance
Muang Thai Khumkhrong Talot Chip 99/1 (CB 2.25%)
Life insurance with single premium, but the coverage continues to age 99 years
ตัวอย่าง
ความคุ้มครองชีวิต 105% ตลอดสัญญา หรือมูลค่าเวนคืน
Life coverage at 105% throughout the insurance contract or surrender value
Example
นปีกรมธรรม์ที่
End of policy year
หยุดชำระเบี้ยประกันภัย
Stop premium payment
เงินจ่าย บ 0
1
Cash bonus
97
Age of 97
บอย
Antaining the
age of 98
Artaining the
age of 99
รับเงินจ่ายคืน 2-25% ของจํานวนเงินเอาประกันภัย ณ วันเริ่มมีผลคุ้มครองตามกรมธรรม์
ตั้งแต่ปีกรมธรรม์ที่ 1 - ครบอายุ 98 ปี
Receive cash bonus at 2.25% of the initial sum insured.
from policy year 1 to attaining the age of 98
Elite Health Plus Rider
Right Coverage
Medical expense coverage for both
OPO and PD which is paid by
actual amount
Comprehensive Coverage
Standard single room at any
hospital or special single room at
10,000-25,000 Baht per day
Long-Term Health Coverage
Insurable age is until the age of 90
with coverage period until the age
of 99
เงินครบสัญญา
Maturity benefit
102.25%
105
Muang Thai Happy Return 99/7
Receive cash bonus every year and pay 7 years for coverage until attaining the age of 99
End of Pay Year
Premium Payment at
the Beginning of
Paly Year
Cash-Fam
100% Life Coverage
or cash surrender value at that time or at of paid premium whichever is higher)
Attaining the Age of
98-99 Years
1% annual cash bonus from the end of policy year 1-staining the
100%
(1)
Is in % of the initial sum insured.
(2) In case of being alive until contract maturity, the benefit is 100% of the initial sum insured or 101% of paid
premium (whichever is higher).
Rider
D Health Plus Rider
OPD Per Time Rider/and OPD MaoChai Rider
Both Riders are not required to be purchased together with IPD coverage.
Be Covered to the Max
Lump sum benefit based on actual
expense of 5 million Baht
Standard single room in any
hospital
Plus Additional Coverage
Maternity Plus.or Well-Being Plus
that covers health checkup,
vaccination, dental care, and eye
care which meet all of your needs.
Long-Term Health Care
Entry age is up to 90 years old
with long-term coverage until
attaining the age of 99
OPD Per Time Rider
OPD 500-3,000 THB per time
per day. Up to 30 times per year.
Complete Coverage
OPD MaoChai Rider
OPD 15,000 100,000 THB per year.
Up to 2 times per day for second opinion.
Including telemedicine, doctor fees, diagnosis charge, medical expenses,
physical therapy fee, CT Scan and MRI diagnosis, or kidney dialysis.
1) K-Bancassurance products are MTL's life insurance products selling through KBank
2) Muang Thai Life Assurance products are MTL's life insurance products selling through MTL sales agents, and/or other channels
บริการทุกระดับประทับใจ
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