U.S. Floorplan Risk Management
U.S. Floorplan Risk Management
Underwriting and Credit Review Process
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A dealership seeking to finance its vehicle inventory with Ford Credit must submit a request for financing
along with its financial and other information
Ford Credit performs a thorough review of the dealer's:
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Business, legal and operations structure, including number of manufacturer franchises
Credit information
Financial statements or tax returns
Types of vehicles in the dealer's inventory and specialty services provided by the dealer for certain
vehicles or customers, such as fleet
Ford Credit evaluates the dealer's financial resources and the amount and types of financing requested
The financing extended to a dealer is tailored to suit the business and operational needs of the dealer and
depends on the financial strength and nature of the dealer's business
Due to ongoing nature of floorplan financing arrangements, Ford Credit periodically performs a credit
review of each dealer, at least annually, following the similar process utilized to evaluate new dealer
account originations
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