Reimagining Growth with Resilience

Embedded Value: Economic assumptions¹ Years Forward rates % Spot rates % As at Mar 31, 2021 As at Mar 31, 2022 As at Mar 31, 2021 As at Mar 31, 2022 1 3.95 3.87 4.34 4.25 2 5.31 4.52 5.65 4.87 3 6.27 5.04 6.70 5.41 4 6.95 5.46 7.43 5.85 5 7.42 5.80 7.90 6.20 10 10 7.97 6.71 8.36 7.10 15 7.52 6.95 7.97 7.34 20 7.06 6.96 7.57 7.36 25 6.76 6.90 7.27 7.32 30 6.59 6.82 7.08 7.25 74 1. Forward rates are annualised and Spot rates are continuous HDFC Life

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