Investor Presentaiton

BANK OF GEORGIA GROUP AT A GLANCE BANK OF GEORGIA GROUP PLC RETAIL BANKING Mass Retail SOLO MSME CORPORATE AND INVESTMENT BANKING Corporate Banking WM and Investment Banking Leader in payments and financial mobile app 51% of total POS payments transactions are executed in BOG POS terminals c.8.5mln transactions executed in mobile app per month, almost doubled y-o-y 96% of daily transactions of individuals executed through digital channels Strongest retail banking franchise 40% market share in deposits of individuals 38% market share in loans to individuals Most trusted bank and top of mind bank in Georgia* NPS** of 43% in June 2021 Sustainable high profitability ☐ ROAE of 20%+ over the last four years (pre-COVID-19) ROAE of 20%+ for the fifth consecutive quarter since pandemic *Based on Spring 2021 external research by IPM Georgia ** Based on summer 2021 external research by IPM Georgia

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