Q4 2019 Financial Performance
TABLE OF CONTENTS
Scotiabank Overview
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Leading Bank in the Americas
Economic Outlook in Core Markets
Well-Diversified Business with Strong Returns
Why Invest in Scotiabank?
Banking ROE by Market
Medium-Term Financial Objectives
Q4 2019 Financial Performance
Fiscal 2019 Financial Performance
Repositioning is Substantially Complete
Acquisition & Divestiture Activity
Earnings and Dividend Growth
Strong Capital Generation
Growth in Digital Banking
Environmental, Social & Governance (ESG)
Business Line Overview: Canadian Banking
Business Line Overview: International Banking
Business Line Overview: Global Banking and Markets
Business Line Overview: Global Wealth Management
Risk Overview
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Risk Snapshot
Credit Performance by Business Lines
Historical PCL Ratios on Impaired Loans
Canadian Retail: Loans and Provisions
International Retail: Loans and Provisions
Energy Exposure
Treasury and Funding
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Funding Strategy
Wholesale Funding
Deposit Overview
Wholesale Funding Utilization
Liquidity Metrics
Appendix 1: Key Market Profiles
Appendix 2: Canadian Housing Market
Appendix 3: Bail-in and TLAC
Appendix 4: Covered Bonds
Appendix 5: Additional Information
Contact Information
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