Investor Presentaiton
RM billion
RWA Optimisation and Funding Management
Group Gross Loans & Group RWA
Operational RWA ■Market RWA
■Credit RWA
■Gross Loans
523.7
542.8
553.8
Funding Breakdown
Borrowings and
Capital Instruments
by Currency
FI Deposits, 5%
HKD, 6%
IDR, 6%
Equity, 11%
CNH,
7%
JPY,
12%
SGD, 5%
CNY, 5%
RM788.7
billion
Borrowings, 5%
Capital Instruments, 2%
RM48.6
Others, 4%
billion
USD,
23%
423.3
403.6
404.5
44.4
43.6
44.4
35.3
33.2
30.2
Customer Funding, 77%
343.6
326.8
329.9
Dec 20
Sep 21
Dec 21
Growth (%)
YOY
QoQ
Group Gross Loans
5.7%
2.0%
Total Group RWA
0.2%
(4.4%)
- Group Credit RWA
0.9%
(4.0%)
Note:
RM, 32%
By maturity:
≤ 1 Year
28%
> 1 Year
72%
• Customer Funding comprises Deposits from Customers & Investment Accounts of Customers.
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