Q1 Financial Review slide image

Q1 Financial Review

Corporate and Other Reported ($MM) Revenue¹ Q1/20 YOY QoQ 208 (8%) (25%) Net interest income 96 16% (41%) Non-interest income 112 (22%) (4%) Non-Interest Expenses 627 NM 31% Provision for Credit Losses 6 20% 20% Net Income (245) NM NM Adjusted² ($MM) Q1/20 YOY QoQ Revenue¹ 208 (8%) (2%) Net interest income 96 16% 1% Non-interest income 112 (22%) (4%) Non-Interest Expenses 285 6% (12%) Pre-Provision Earnings³ (77) (79%) 31% Provision for Credit Losses 20% 20% Net Income 8 (79%) NM CIBC • Reported results include restructuring charge primarily relating to employee severance Strong performance in FCIB driven by higher fee income Offset by lower treasury revenues 1 Revenue is reported on a taxable equivalent basis (TEB). 2 Adjusted results are non-GAAP financial measures. See slide 28 for further details. 3 Pre-provision earnings is revenue net of non-interest expenses and is a non-GAAP measure. See slide 28 for further details. 13
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