Q1 FY 24 Performance Snapshot

LOAN BOOK - DRIVER TO GROWTH - Q1 FY 24 CUB CUB (in INR Mn) GOLD LOAN PORTFOLIO Mar-22 Jun-22 Mar-23 Jun-23 - Gold Loan Agriculture 58,182 60,309 69,631 64,774 Gold Loan - Non-Agriculture 31,851 34,635 40,641 43,031 Total Gold Loans 90,033 94,944 110,272 107,805 Gross Advances 411,560 409,341 439,708 424,048 % of Gold Loans to Gross Advances 22% 23% 25% 25% 40641 43031 34635 31851 69631 58182 60309 64774 600 MAR'22 JUN'22 MAR'23 JUN'23 AGRI NON-AGRI Average LTV for Gold Loan at 68% Y-o-Y growth in Gold Loan - 13% (Jun-23 Vs Jun-22) % of Gold loan NPA to JL portfolio 0.20% 30

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