Muthoot Finance Business Overview

Ⓡ GEOGRAPHICAL SPREAD OF GOLD LOAN PORTFOLIO Muthoot Finance Diversified gold loan portfolio across India (%) 100 80 60 40 20 0 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Jun-22 Mar-23 Jun-23 East 5 6 6 7 7 8 8 9 9 9 9 10 10 West 11 13 15 17 18 19 20 19 19 19 19 19 19 North 19 22 22 ■South 65 59 57 ㄓ3 22 23 23 54 52 52 50 49 22 23 23 22 22 22 23 23 49 50 50 50 48 48 Gold Loan Assets Under Management * (in billions) Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Jun-22 Mar-23 Jun-23 260 216 6 2 233 243 272 288 336 408 519 575 562 619 660 *Principal amount of Gold Loan Assets 37

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