Australian Housing Dynamics and Affordability slide image

Australian Housing Dynamics and Affordability

FY19 ESG TARGET PERFORMANCE SCORECARD SNAPSHOT We are committed to the United Nations Sustainable Development Goals (SDGs). Our ESG targets support 10 of the 17 SDGs. ESG target FAIR AND RESPONSIBLE BANKING Implement new Dispute Resolution Principles in Australia Communicate with >700,000 of our retail and commercial customers by 2019 to help them get more value from our products and services and establish positive financial behaviours ENVIRONMENTAL SUSTAINABILITY Fund and facilitate at least AUD15 billion by 2020 towards environmentally sustainable solutions for our customers including initiatives that help lower carbon emissions, improve water stewardship and minimise waste¹ Reduce the direct impact of our business activities on the environment by reducing scope 1 & 2 emissions by 24% by 2025 and 35% by 2030 (against a 2015 baseline) FINANCIAL WELLBEING Help enable social and economic participation of 1 million people by 20202 Increasing women in leadership to 33.1% by 2019 (34.1% by 2020)³ Recruiting >1,000 people from under-represented groups by 2020 HOUSING Provide NZD100 million of interest free loans to insulate homes for ANZ mortgage holders (New Zealand) Offer all ANZ first home buyers access to financial coaching support In progress X Not achieved Outcome Relevant SDGs Progress Achieved Implemented > 1 million AUD19.1 billion -25% >998k 32.5% × 734 NZD6.3 million >3.3k coaches trained AFFORDABLE AND CLEAN ENERGY INDUSTRY INNOVATION AND INFRASTRUCTURE RESPONSIBLE 12TION AND PRODUCTION Q CLIMATE ACTION SUSTAINABLE CITIES AND COMMUNITIES POVERTY 5 GENDER EQUALITY DECENT WORK AND ECONOMIC GROWTH M 10 REDUCED INEQUALITIES PARTNERSHIPS FOR THE GOALS INDUSTRY INNOVATION AND INFRASTRUCTURE REDUCED 10LITIES SUSTAINABLE CITIES 11 AND COMMUNITIES For detailed performance information refer to the 2019 ESG Supplement available in December 2019 anz.com/cs. 1. Including renewable energy generation, green buildings and less emissions intensive manufacturing and transport 2. Through our initiatives to support financial wellbeing including financial inclusion, employment and community programs, and targeted banking products and services for small businesses and retail customers 3. FY18-FY20 target is defined as Women in Leadership which measures representation at the Senior Manager, Executive and Senior Executive levels. ANZ 19
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