RBL Bank Financial Performance Update
Portfolio growth driven by new customers
Net Advances
3.44 Million active loan accounts
7,132
4,852
5,021
5,963
13%
12%
31%
43%
Disbursements
23
1,865
1,451
2,474
269
173
CBS Migration
87%
88%
MF Regulations - BRE and BCMS
development
145
2,205
69%
1,692
57%
1,306
8
15
March 2021
March 2022
Dec 2022
March 2023
Q1 FY23
Q2 FY23
■RBL Finserve
Q3 FY23
Q4 FY23
■ Other BCs
RBL Finserve
■ Other BCs
42606
Average Ticket Size
Average Portfolio Outstanding
42751
40961
41325
27914
27673
42094
26589
26656
26056
26294
38480
41096
25763
41531
39685
39853
39499
24131
24287
24462
24817
25340
38801
23210
38442
37470
21369
20098
19556
36664
17894
36128
16217
31359
Q4'FY21
Q4'FY22
-RBL
Source: Equifax Data as of January❜23
Q1'FY23
Q2'FY23
Q3'FY23
Jan'23
Mar'21
Mar'22
June'22 Sep'22 Dec'22
Jan'23
Peer 1
-Industry
RBL
-Peer 1
-Industry
Peers: two largest banks, two SFB's and two
prominent MFI's
RBL Bank-Average Ticket Size Mar'23- INR 42,094
RBL Bank-Average Portfolio Outstanding Mar'23-INR 23,210
56
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