Financial Performance and Remediation Update
80
GROUP COMMERCIAL REAL ESTATE¹
GROSS LOANS & ACCEPTANCES
ASSET QUALITY
Aust
New
Zealand
Total
Trend
Mar 19 Sep 19 Mar 20 Sep 20 Mar 21 Sep 21
TOTAL CRE (A$bn)
53.2
7.6
60.8
Increase/(decrease) from
Impaired loans ratio
0.22% 0.25% 0.26% 0.32% 0.30% 0.19%
2.0
0.1
2.1
Sep 20 (A$bn)
% of geographical GLAS
Change in % from Sep 20
BALANCES OVER TIME
($bn)
17.1%
10.3%
8.4%
9.7%
Specific Provision
Coverage
34.4% 31.9%
32.2% 39.9% 39.2% 44.6%
(0.7%)
(0.2%)
11.6%
11.3%
10.2%
9.9%
9.7%
75
61
62
62
62
59
199
61
10
7
6
6
16
52
55
53
55
45
Sep 09
Sep 13
Sep 16
Sep 19
Investor
Developer
(1) Measured as balance outstanding as at 30 September 2021 per APRA Commercial Property ARF 230 definitions
Sep 20
-Group CRE % of Group GLAS
Sep 21
National
Australia
BankView entire presentation