First Quarter 2022 Financial Results
Glossary
1
Capital Markets Connectivity
Revenue
2
Total PCL Ratio
3 Impaired PCL Ratio
4 Trading revenues
Allowance Coverage Ratio
6 Impaired ACL to GIL
7 Performing ACL to Performing Loans
Gross Impaired Loan Ratio
Net Write-off Ratio
10 90+ Days Delinquency Rate
Definition
Revenue from non-traditional Capital markets clients, leveraging the full suite of Capital Markets products and services across the bank's
Canadian and U.S. commercial clients, high net worth individuals and retail clients.
Provision for (reversal of) credit losses to average loans and acceptances, net of allowance for credit losses.
Provision for (reversal of) credit losses on impaired loans to average loans and acceptances, net of allowance for credit losses.
Trading activities is based on the risk definition of trading for regulatory capital and trading market risk management purposes. Positions in
a trading book are considered trading provided the book and positions continue to meet OSFI defined trading book criteria set out in
OSFI's Capital Adequacy Requirements.
Allowance for credit losses to gross carrying amount of loans. The gross carrying amount of loans include certain loans that are measured
at FVTPL.
Allowance for credit losses on impaired loans as a % of gross impaired loans.
Allowance for credit losses on performing loans as a % of the gross carrying amount of performing loans. The gross carrying amount of
performing loans include certain loans that are measured at FVTPL.
Gross impaired loans as a % of the gross carrying amount of loans. The gross carrying amount of loans include certain loans that are
measured at FVTPL.
Net write-offs as a % of average loan balances.
90+ days delinquencies as a % of the gross carrying amount of loans.
CIBCâ—‡
First Quarter, 2022
38View entire presentation