KASIKORNTHAI Regulatory Capital and Financial Performance Update slide image

KASIKORNTHAI Regulatory Capital and Financial Performance Update

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Currency and Interest Rate Outlook (as of 13 December 2023) USD/THB: End Period Interest Rate Trend Bt 35.97 35.84 33.41 34.61 35.00 34.00 Fed Funds rate BOT's 1-Day Repurchase rate 10.00 332 37 82.68 32.91 32.66 32.55 29.98 29.95 5.00 2.25 2.00 0.00 29 1,50 1.50 1.50 1.50 1.25 0-0.25 0-0.25 0.25-0.50 0.50-0,75 1.25-1.50 2.25-2.50 1.50-1.75 0-0.2550 0-0.29.50 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19 Dec-20 Dec-21 Dec-22 Dec-23F Dec-24F 4.25-4.50 1.25 5.25-5.50 4.50-4.75 2.50 2.50 4Q13 4Q14 4Q15 4Q16 4Q17 4Q18 4Q19 4Q20 4Q21 4Q22 4Q23F 4Q24F USD THB ■ Baht is expected to be at 34.00 per USD at the end of 2024 as the difference between the interest rates of the BOT and the Fed is likely to narrow ■ Also, Thai economy is likely to continue growing and the current account balance is likely to pose a bigger surplus ■ However, Thai baht will be facing some volatility throughout next year due to several risks in many area that will carry into 2024 ■Fed would cut its interest rates totaling of 75bps starting in 2Q24 as the Fed would wait and ensure that inflation will not surge back up again ■ On the contrary, BOT's rate would reach its terminal level and would maintain the current rate at 2.50% throughout 2024 to ensure that inflationary pressures from government stimulus as well as minimum wage hikes are well contained Note: F is estimated by KBank Capital Markets Research (as of December 13, 2023) บริการทุกระดับประทับใจ K KASIKORNTHAI Monthly Economic Conditions: October 2023 ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK 2022 Units: YoY %, or indicated otherwise Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Mar-23 Apr-23 May-23 Jun-23 Jul-23 Aug-23 Sep-23 Oct-23 ■In October 2023, private Private Consumption Index (PCI) 8.5 5.9 6.7 2.1 6.3 6.7 8.6 8.3 7.0 5.8 7.8 7.6 6.6 7.3 consumption improved in Non-durables Index 2.1 1.4 2.0 -0.5 2.2 3.6 1.9 1.9 4.3 1.7 1.9 2.6 0.9 3.5 Durables Index Service Index Passenger Car Sales Motorcycle Sales 7.4 2.6 0.3 -5.6 0.4 4.3 3.0 1.3 7.9 4.2 2.9 -1.8 -2.6 3.9 almost all categories, except in 22.9 24.7 23.0 19.9 22.7 24.2 28.2 24.0 19.1 17.3 17.8 16.6 15.3 11.9 10.6 4.4 -11.1 -1.0 -9.4 22.8 -26.3 24.5 -21.6 31.7 -29.7 32.8 43.2 38.4 12.0 0.6 3.3 -12.7 -1.2 15.1 9.0 11.5 23.5 25.3 13.5 9.2 9.6 25.1 service sector that showed sign of deceleration Private Investment Index (PII) 2.7 0.5 -1.0 4.4 -1.6 0.0 0.7 -2.4 3.1 -1.8 1.0 4.9 -4.5 -0.2 Construction Material Sales Index 3.3 4.1 11.1 -3.6 -1.1 0.2 1.8 -7.6 2.6 -1.3 1.0 3.4 -1.5 -1.9 Domestic Machinery Sales at constant prices 8.6 3.7 3.1 0.2 0.4 3.3 5.3 0.8 4.9 4.6 -6.4 -12.4 -12.1 -5.5 Imports of Capital Goods at constant prices -2.7 -5.1 -9.2 -13.5 -4.5 -2.6 -1.1 -3.9 11.6 5.4 10.1 -1.7 1.5 6.0 Newly Registered Motor Vehicles for Investment 8.6 -4.0 -10.1 -8.5 -14.7 -10.7 -17.7 -17.8 -16.5 -20.0 -10.5 -27.5 -30.8 -8.9 Manufacturing Production Index 0.4 4.2 -5.4 -8.4 4.8 -2.4 -3.9 -8.7 -3.0 -5.0 4.7 -7.7 -6.3 4.3 Capacity Utilization 62.8 60.5 60.1 60.0 60.4 61.4 60.7 58.6 59.7 59.6 60.2 58.9 58.6 57.8 Agricultural Production Index 0.9 -24 1.8 -0.9 2.5 5.6 1.5 9.1 -5.7 -0.6 -3.2 -0.1 1.3 -0.9 Agricultural Price Index 11.6 18.4 13.3 7.5 17 44 -87 -7.4 -2.5 -5.9 -3.6 -2.8 1.6 1.0 Tourist arrival growth 2506.6 7178.9 1815.8 872.3 1502.7 1283.3 953.0 644.0 286.2 191.5 119.5 107.7 69.2 49.7 Exports (Custom basis) 5.5 4.4 -6.0 -14.6 4.5 4.7 -4.2 -7.6 4.6 -6.4 -6.2 2.6 2.1 8.0 Price 4.2 3.2 3.0 3.2 3.0 2.1 0.9 0.9 0.2 -0.4 0.5 1.1 1.7 1.5 Volume 1.3 -6.3 -7.8 -14.2 -6.3 -6.0 -6.5 5.8 -6.1 -5.5 -5.9 -2.9 -0.6 5.3 Imports (Custom basis) 13.6 -2.1 5.6 -11.9 5.5 1.1 -7.1 -7.3 -3.4 -10.3 -11.0 -12.8 -83 10.2 to deficit Price 13.0 13.0 Volume 2.0 བསྒྱུ 12.1 12.4 8.8 5.2 0.5 1.8 -1.6 -3.5 -1.8 -0.6 1.5 1.3 -7.7 37 -190 2.1 -32 -61 -53 -0.3 -6.0 -10.4 -114 -9.2 9.1 Trade Balance ($ millions) (Custom basis) Current Account ($millions) -16,123 -16,942.4 410.9 -521.8 -596 -1,342 -1,034 -4,650 -1,113 2,719 -1,472 -1,849 58 -1,978 360 2,093 -832 854.4 -2,445.6 509.4 3,964.2 -239.6 -3,161.6 867 6 508.0 401.2 3,406.0 664.6 Headline CPI Core CPI 6.08 2.51 5.98 5.55 3.17 3.22 5.89 3.23 5.02 3.79 2.83 2.67 0.53 0.23 0.38 0.88 0.30 -0.31 3.04 1.93 1.75 1.66 1.55 1.32 0.86 0.79 0.63 0.66 ■Both of manufacturing and agricultural productions declined, after accelerating in the previous period ■Thai exports expanded at a highest rate in more than a year ■Meanwhile, current account still registered to surplus for the third consecutive month, despite trade balance returning ■Headline inflation slipped into negative territory for the first time in 25 months, due to government measures and high base in 2022 Sources: Bank of Thailand (BOT), Ministry of Commerce (MOC), Office of Industrial Economics (OIE), and Office of Agricultural Economics (OAE) บริการทุกระดับประทับใจ 147 148
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