Investor Presentaiton

HOUSING PORTFOLIO For personal use only Portfolio - Total Spot Balance ($m) Variable Rate Owner Occupied Investor Line of Credit Proprietary Broker UL Interest Only Principal & Interest Bank of Queensland Limited 2021 Full Year Results Presentation (1) Excluding ME Bank BOQD GROUP FY21 excluding ME Bank FY21 including ME Bank FY201 34,101 59,053 31,155 68% 63% 78% 63% 69% 61% 37% 31% 39% 3% 2% 4% 74% 61% 79% 26% 39% 21% 16% 14% 19% 84% 86% 81% 50

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