Investor Presentaiton

Bank of Ireland Objectives Going Forward Maximise returns from our leading position in Ireland 1 Drive volume growth without compromising asset quality Achieve further market share gains Substantially grow our businesses in the UK 1 Deliver on investment in Business Banking - Build on momentum in Mortgage Business - Deliver on POFS opportunity Grow our portfolio of niche, skill-based businesses internationally Wholesale Financial Services (WFS) - • Deliver on expansionary investment Continue to exploit niche international opportunities Asset Management Services (AMS) • Stabilise & position for growth ■ Continue to deliver on Strategic Transformation Programme 27 Bank of Ireland Group

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