Americas Wholesale and Retail Banking Overview

Earnings and Dividend Growth Earnings per share (C$)1,2 $3.31 2009-2019 CAGR: +8.0% 2010-2020 CAGR: +3.2% 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 Dividend per share (C$) $1.96 $5.36 2019 2020 2021YTD Total shareholder return³ ■Scotiabank ■Big 5 Peers (ex. Scotiabank) $5.78 8.3% +6% CAGR 13.2% 8.5% 12.8% 10.8% 11.1% 5 Year 10 Year 20 Year $3.60 $2.70 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021YTD 1 Reflects adoption of IFRS in Fiscal 2011; 2 Excludes notable items for years prior to 2016. For 2016 onwards, refer to non-GAAP Measures on slide 80 for adjusted results; 3 As of July 31, 2021 11

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