Santander Financial Performance Update
BALANCE SHEET TRENDS
Deposits of $74B, up 6% YoY; loans slightly up YoY excluding the sale of SBC
LOANS¹ & LEASES ($B)
DEPOSITS ($B)
Money Market
NIB Deposits
*
**
IB Deposits ■Savings
■CDs
Auto
C&I
■Leases
■CRE
■Res. Mtg
■ Other
$74
$75
$74
$111
$113
$110
$111
$70
$109
$69
4
4
6
7
3
13
12
11
8
6
5
5
11
10
5
11
6
12
16
16
16
12
17
10
16
11
17
16
16
16
16
22
19
22
18
20
20
17
24
24
24
25
24
32
37
37
41
41
24
11
24
24
24
31
31
28
41
41
33
34
=4
1Q20
2Q20
3Q20
4Q20
1Q21
1Q20
2Q20
3Q20
4Q20
1Q21
ASSETS ($B)
LIABILITIES & EQUITY ($B)
■Borrowed Funds ■NIB Deposits Equity Other Liabilities
Gross Loans Investments ■Leases Short-Term Funds Other Assets
IB Deposits
$152
$152
$146
149
147
$152
$152
$146
$149
$147
11
9
9
12
11
9
13
16
17
16
16
19
18
18
18
83600
8
9
8
11
22
20
21
21
22
16
17
19
18
22
19
22
20
53
50
50
48
46
46
43
23
94
44
97
==
94
94
44
1Q20
2Q20
12
Non-interest bearing deposits
**
Interest bearing deposits
92
92
53
55
51
19
53
33
55
55
3Q20
4Q20
1Q21
1Q20
2Q20
3Q20
4Q20
1Q21
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