Investor Presentaiton
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%
25
%
9
26
Net Interest Margin has remained stable throughout the year,
while Return on Assets shows slight contraction starting in early
2021 with a value of 4.66% and 1.80% respectively in May 2021.
Jul-20
Aug-20
Sep-20
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Net Interest Margin
■Return on Assets
Source: Financial Service Authority (OJK) *) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19
Jul-20
Aug-20
4
4.66
3
2
1.80
1
0
T
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152
CAR
■Tier 1
Resilient Financial Institutions
Domestic financial institutions remains sound and stable, supported by strong capitals and leverage amidst hurdles due to the new variant
of COVID-19...
As of May 2021, CAR of the banking sector was steadily high and
remained stable at 24.34% and Tier-1 capital at 22.55%.*)
RBC of the insurance industry was consistently high, stable,
and above the minimum threshold, with General Insurance RBC
at 336% and Life Insurance RBC at 651% as of May 2021.
Apr-21
May-21
0
24.34
900
22.55
800
700
500
400
300
200
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
009
100
threshold Insurance RBC (Lhs)= 120%
Sep-19
Oct-19
Nov-19
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Gearing ratio of multi-finance remained below the threshold and
continued to contract at 2.01% as of May 2021.
Apr-21
May-21
2.01
Jul-20
Aug-20
Sep-20
Life Insurance (Lhs)
General Insurance (rhs)
400
336
350
300
651
250
200
threshold Insurance RBC (rhs)= 120%
150
100
50
May-21View entire presentation