Overstock Results Presentation Deck

COVID-19 and the Retail Industry Landscape Overall retail industry decline by 30% due to COVID-191 overstock. 50% 40% 30% 20% 10% 0% H 5.7% 2010 6.7% 2011 Brick and mortar decline by 50% as sales shift to e-commerce² Furniture & Home Furnishings U.S. Online Penetration ³ 3 + 7.8% 2012 + 9.5% 2013 + 11.1% 2014 + 13.3% 2015 Online penetration of Home Furnishings ~42% during shutdown vs. 23% prior³ + 15.5% 2016 17.9% 2017 19.7% 2018 22.6% 2019 COVID-19 42.0% 2020 Sources: Data combined from the following sources: 1 NPD, NRF and eMarketer; 2 NRF, Common Thread Co.com and eMarketer; 3 NRF, Common Thread Co.com and eMarketer 6

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