Affirm Results Presentation Deck
GAAP and Adj. Operating Income / (Loss)
($33)
(37%)
affirm
Notes:
1.
GAAP Operating Income / (Loss)
2.
($33)
(25%
(59%
$39
26%
(26%)
($45)
(16%)
($32)
Adjusted Operating Income / (Loss)
(17%)
(25%)
($22) ($22)
51%
$46
30%
11%
($82)
($71)
FY Q1 2020 FY Q2 2020 FY Q3 2020 FY Q4 2020 FY Q1 2021 FY Q2 2021 FY Q1 2020 FY Q2 2020 FY Q3 2020 FY Q4 2020 FY Q1 2021 FY Q2 2021
Operating Income / (Loss) ($M)
Op Margin
Adj. Operating Income / (Loss) ($M)
Adj. Op Margin
($20)
(1%)
($2)
Adjusted Operating Income calculated as GAAP operating loss, excluding: (a) depreciation and amortization; (b) stock-based compensation included in GAAP operating loss; (c) the amortization of its commercial
agreement asset; and (d) certain other non-recurring items
Metrics are unaudited
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