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Investor Presentaiton

LAP Pool Performance Factsheet: Experian Credit Bureau Direct Assignments [Sold Down] Indiabulls HOUSING FINANCE Initial Pool Details Sold Down Disbursement Sold Down Pool Principal Amortisa- Sr. No Investor MPS Date [Cr] Principal [Cr] [Cr] tion# 12 Bank 2 30-Mar-15 1,067.2 869.5 77 73.8 92% 0.36% Bank 13 26-Sep-16 368.7 299.6 60 37.1 89% 0.30% 3456781622315 Bank 5 30-Mar-17 415.9 340.5 53 62.0 83% 1.01% Bank 10 28-Jun-17 626.6 469.4 50 74.3 87% 0.10% of Initial POS 90+ dpd % 180+ dpd % 0.21% 0.30% 99.31% 0.38% 99.66% 0.00% 99.52% CCR MCR QCR 99.48% 105.04% 107.19% 101.70% 112.20% 108.65% 101.74% 102.19% 101.81% Bank 8 30-Jun-17 406.0 332.7 51 43.4 88% 1.29% 0.52% 99.55% 99.14% 96.40% Bank 14 26-Sep-17 1,943.8 1,528.5 47 317.2 82% 0.54% Bank 14 28-Dec-17 881.4 710.9 44 181.2 77% 1.19% Bank 12 29-Dec-17 377.8 301.8 44 42.7 87% 0.00% 0.37% 99.13% 106.48% 0.90% 99.41% 0.00% 99.27% 111.18% 105.71% 100.30% 101.46% 103.25% 9 Bank 12 1-Mar-18 226.1 186.8 42 35.1 83% 1.74% 10 Bank 15 29-Jun-18 515.3 428.1 39 122.4 74% 0.79% 1.74% 0.41% 99.17% 99.55% 106.58% 99.57% 104.76% 104.49% Bank 12 29-Jun-18 378.6 314.0 38 96.6 72% 1.30% Bank 12 23-Aug-18 217.9 185.4 36 64.0 67% 1.61% 0.90% 0.38% 99.24% 99.36% 101.96% Bank 15 19-Sep-18 284.2 237.5 35 64.8 75% 0.97% 99.31% 0.33% 99.29% 102.44% 99.29% 96.40% 102.93% Bank 15 26-Sep-18 404.0 334.4 35 82.8 77% 1.77% Bank 12 31-Oct-18 128.7 106.8 34 49.7 57% 1.05% 0.43% 98.87% 0.49% 98.80% 94.71% 97.55% 103.48% 100.47% 16 Bank 19 30-Nov-18 380.1 298.8 33 93.9 72% 1.63% 1.30% 97.86% 106.60% 105.97% 17 Bank 15 30-Nov-18 245.7 205.4 33 69.0 69% 1.36% 1.36% 99.04% 104.64% 103.79% 18 Bank 15 27-Dec-18 462.3 354.6 32 146.6 60% 1.76% 1.15% 98.74% 103.26% 101.66% 19 Bank 15 27-Dec-18 308.8 260.3 32 106.2 62% 1.15% 20 Bank 15 22-Jan-19 182.2 139.8 31 64.9 55% 1.67% 21 Bank 15 24-Jan-19 128.3 108.9 31 37.9 67% 1.20% 22 Bank 15 18-Feb-19 183.8 135.6 30 49.6 66% 1.41% 23 Bank 15 23-Mar-19 131.6 101.7 29 46.5 56% 1.78% 24 Bank 14 29-Mar-19 308.3 226.3 29 104.9 57% 0.23% 0.62% 99.01% 1.32% 98.77% 108.76% 0.00% 98.41% 97.18% 0.49% 99.06% 100.99% 1.29% 98.94% 115.45% 0.23% 98.85% 101.67% 105.36% 106.21% 99.12% 97.09% 98.21% 109.92% 104.50% 25 Bank 14 30-Mar-19 398.7 289.9 29 114.9 64% 0.08% 26 Bank 15 31-Mar-19 181.1 138.4 29 53.3 63% 1.62% 27 Bank 20 5-Apr-19 112.1 86.8 29 50.5 46% 0.00% 28 Bank 15 28-May-19 131.8 102.0 27 44.8 58% 0.79% 0.08% 98.77% 105.05% 0.86% 99.03% 100.99% 0.00% 100.00% 0.79% 99.15% 102.74% 98.76% 179.91% 111.81% 104.06% 103.41% 29 Bank 24 27-Sep-19 344.4 253.1 23 136.7 55% 0.00% 0.00% 98.45% 98.53% 99.38% 30 F13 30-Mar-21 115.6 99.3 6 88.2 24% 0.00% 0.00% 99.83% 98.03% 101.89% MPS: Months post securitisation CCR: Cumulative collection ratio MCR: Monthly collection ratio # Amortisation is calculated on Disbursement Data is for Sep 2021 payouts QCR Quarterly collection ratio dpd: days past due 40
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