Investor Presentaiton
LAP Pool Performance Factsheet: Experian Credit Bureau
Direct Assignments [Sold Down]
Indiabulls
HOUSING FINANCE
Initial Pool Details
Sold Down
Disbursement Sold Down
Pool Principal Amortisa-
Sr. No Investor
MPS
Date
[Cr]
Principal [Cr]
[Cr]
tion#
12
Bank 2 30-Mar-15
1,067.2
869.5
77
73.8
92%
0.36%
Bank 13 26-Sep-16
368.7
299.6
60
37.1
89%
0.30%
3456781622315
Bank 5
30-Mar-17
415.9
340.5
53
62.0
83%
1.01%
Bank 10 28-Jun-17
626.6
469.4
50
74.3
87%
0.10%
of Initial POS
90+ dpd % 180+ dpd %
0.21%
0.30% 99.31%
0.38% 99.66%
0.00% 99.52%
CCR
MCR
QCR
99.48% 105.04%
107.19%
101.70%
112.20%
108.65%
101.74%
102.19%
101.81%
Bank 8
30-Jun-17
406.0
332.7
51
43.4
88%
1.29%
0.52%
99.55%
99.14%
96.40%
Bank 14 26-Sep-17
1,943.8
1,528.5
47
317.2
82%
0.54%
Bank 14 28-Dec-17
881.4
710.9
44
181.2
77%
1.19%
Bank 12 29-Dec-17
377.8
301.8
44
42.7
87%
0.00%
0.37% 99.13% 106.48%
0.90% 99.41%
0.00% 99.27%
111.18%
105.71%
100.30%
101.46%
103.25%
9
Bank 12 1-Mar-18
226.1
186.8
42
35.1
83%
1.74%
10
Bank 15
29-Jun-18
515.3
428.1
39
122.4
74%
0.79%
1.74%
0.41% 99.17%
99.55%
106.58%
99.57%
104.76%
104.49%
Bank 12
29-Jun-18
378.6
314.0
38
96.6
72%
1.30%
Bank 12 23-Aug-18
217.9
185.4
36
64.0
67%
1.61%
0.90%
0.38%
99.24%
99.36%
101.96%
Bank 15 19-Sep-18
284.2
237.5
35
64.8
75%
0.97%
99.31%
0.33% 99.29%
102.44%
99.29%
96.40%
102.93%
Bank 15 26-Sep-18
404.0
334.4
35
82.8
77%
1.77%
Bank 12 31-Oct-18
128.7
106.8
34
49.7
57%
1.05%
0.43% 98.87%
0.49% 98.80%
94.71%
97.55%
103.48%
100.47%
16
Bank 19 30-Nov-18
380.1
298.8
33
93.9
72%
1.63%
1.30%
97.86%
106.60%
105.97%
17
Bank 15 30-Nov-18
245.7
205.4
33
69.0
69%
1.36%
1.36%
99.04%
104.64%
103.79%
18
Bank 15 27-Dec-18
462.3
354.6
32
146.6
60%
1.76%
1.15%
98.74%
103.26%
101.66%
19
Bank 15 27-Dec-18
308.8
260.3
32
106.2
62%
1.15%
20
Bank 15 22-Jan-19
182.2
139.8
31
64.9
55%
1.67%
21
Bank 15 24-Jan-19
128.3
108.9
31
37.9
67%
1.20%
22
Bank 15 18-Feb-19
183.8
135.6
30
49.6
66%
1.41%
23
Bank 15 23-Mar-19
131.6
101.7
29
46.5
56%
1.78%
24
Bank 14 29-Mar-19
308.3
226.3
29
104.9
57%
0.23%
0.62% 99.01%
1.32% 98.77% 108.76%
0.00% 98.41% 97.18%
0.49% 99.06% 100.99%
1.29% 98.94% 115.45%
0.23% 98.85% 101.67%
105.36%
106.21%
99.12%
97.09%
98.21%
109.92%
104.50%
25
Bank 14 30-Mar-19
398.7
289.9
29
114.9
64%
0.08%
26
Bank 15 31-Mar-19
181.1
138.4
29
53.3
63%
1.62%
27
Bank 20
5-Apr-19
112.1
86.8
29
50.5
46%
0.00%
28
Bank 15 28-May-19
131.8
102.0
27
44.8
58%
0.79%
0.08% 98.77% 105.05%
0.86% 99.03% 100.99%
0.00% 100.00%
0.79% 99.15%
102.74%
98.76%
179.91%
111.81%
104.06%
103.41%
29
Bank 24 27-Sep-19
344.4
253.1
23
136.7
55%
0.00%
0.00%
98.45%
98.53%
99.38%
30
F13
30-Mar-21
115.6
99.3
6
88.2
24%
0.00%
0.00%
99.83%
98.03%
101.89%
MPS: Months post securitisation
CCR: Cumulative collection ratio
MCR: Monthly collection ratio
# Amortisation is calculated on Disbursement
Data is for Sep 2021 payouts
QCR Quarterly collection ratio
dpd: days past due
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