Financial Performance Review Q1 FY21

Strong PPOP Momentum Despite COVID Impact Parameter Q1 FY21 Q4 FY20 QoQ Q1 FY20 YOY FY20 Net Interest Income 1,041 1,021 2% 817 27% 3,630 Other Income 334 501 (33%) 481 (31%) 1,910 Net Total Income 1,375 1,522 (10%) 1,299 6% 5,540 Operating Profit 690 752 (8%) 603 14% 2,714 Net Profit 141 114 23% 267 (47%) 506 Parameter Q1 FY21 Q4 FY20 Q1 FY20 FY20 Other Income/Total Income 24.2% 32.9% 37.1% 34.5% Cost/Income 49.8% 50.6% 53.6% 51.0% Net Interest Margin 4.9% 4.9% 4.3% 4.6% Credit Cost/Advances (bps)* 91** 99** 35 339 RoA 0.60% 0.52% 1.31% 0.59% ROE 5.24% 4.28% 13.78% 5.74% • Not Annualized **Includes covid related provisions of 43 bps in Q1FY21 and 20 bps in Q4FY20 apno ka bank | RBL Bank 11

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