Q1 2020 Profit & Loss Account Review

10% Y-O-Y Increase AGILITY DILIGENCE REPEAT The Spirit of Great Banking! Q1 2020 PROFIT & LOSS ACCOUNT Variance Q1 2020 Perfomamnce Q1 2020 Q1 2019 % Variance TZ' Billion TZ' Billion | TZ' Billion Net Interest Income Non Funded Income Total Income Loan impairment Operating Income Operating Expenses Income Before Tax 134 122 12 10% 60 49 11 22% 194 170 24 14% (22) (38) 16 -43% 172 132 40 30% (102) (104) 2 -2% 70 29 41 142% Tax (21) (9) -12 133% Profit After Tax 49 20 29 146% Cost to Income Ration (CIR) 53% 61% Non Funded Income to Total Income (NFI/Total Income) 31% 29% Net interest income increased by 12Bn between Q1 2019 & Q1 2020 22% Y-O-Y Increase Non-Funded income increased by 11Bn between Q1 2019 & Q1 2020 43% Y-O-Y Decrease 2020 146% Y-O-Y Increase Profit After Tax has increased by 49Bn between Q1 2019 & Q1 2020 22 22 Loan Impairment has decreased by 16Bn between Q1 2019 & Q1 NMB Close to you

View entire presentation