1H24 Financial Results

Dec 22 CBA System Volume growth Disciplined approach, targeted growth - focus on sustainable returns Home lending1,2 Business lending 1,2,3 Household deposits 1,4 CBA (excl. IB&M) CBA (incl. IB&M) System (incl. Institutional lending) 9.6% 4.2% 6.7% 6.4% 2.0% 2.0% 3.0% 3.5% 3.4% (0.3%) 6 months 12 months 6 months Dec 23 Dec 23 Dec 23 12 months Dec 23 6 months Dec 23 12 months Dec 23 Jan 23 Feb 23 Mar 23 Apr 23 May 23 Jun 23 Jul 23 Aug 23 Sep 23 Oct 23 Nov 23 Dec 23 [ཚ] 55 56 56 56 56 55 53 54 54 54 55 55 55 CBA ☐ System 7.4% 5.5% 6.1% 4.2% Business deposits 1,5 CBA ☐ System Balances by month6 $bn 541 544 546 548 550 552 554 552 550 550 549 551 552 Balances by month6 CBA (excl. IB&M) ☐ IB&M $bn 189 190 191 192 193 193 195 195 196 199 199 200 201 Balances by month6 $bn 363 363 364 369 370 372 369 374 377 379 381 383 385 Balances by month6 $bn 178 178 177 178 178 179 182 177 179 177 179 179 181 134 134 135 136 137 139 142 142 143 144 144 145 146 1, 2, 3, 4, 5, 6. Refer to sources, glossary and notes at the back of this presentation for further details. Dec 22 Jan 23 Feb 23 Mar 23 Apr 23 222 May 23 Jun 23 Jul 23 Aug 23 Sep 23 Oct 23 Nov 23 Dec 23 Dec 22 Jan 23 Feb 23 Mar 23 Apr 23 May 23 Jun 23 Jul 23 Aug 23 Sep 23 Oct 23 Nov 23 Dec 23 Dec 22 1.9% 0.3% (0.6%) (0.4%) 6 months Dec 23 12 months Dec 23 Jan 23 Feb 23 Mar 23 Apr 23 May 23 Jun 23 Jul 23 Aug 23 Sep 23 Oct 23 Nov 23 Dec 23 2222 67

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