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Investor Presentaiton

International € mn Net interest income Net commission income Q2 2022 Q3 2022 Q4 2022 Q1 2023 Q2 2023 40 44 53 60 65 10 11 11 11 11 Total revenue 54 58 71 76 84 Recurring operating expenses (43) (44) (48) (49) (45) One-off costs 0 0 0 0 0 Provisions 11 7 (10) 2 (2) Profit After Tax 23 20 22 27 33 Normalised Profit After Tax 20 19 13 27 33 Net Loans 3,992 4,061 4,152 4,226 4,238 Deposits 5,394 5,502 5,742 5,746 5,956 RWAS 3,771 3,132 3,066 3,171 3,224 Tangible Book Value 691 636 641 669 709 67 ALPHA SERVICES AND HOLDINGS
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