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Investor Presentaiton

SMBC Group's update on Russia Exposure to Russia (incl. exposure of the Russian subsidiary) "1 Decreased by USD 200 mn from Jan.22 Deposits in the Russian central bank increased due to repayment of Ruble loans Mar. 14 (USD bn) 012 3 4 5 6 | Aircraft leasing NBV of aircraft in Russia: USD 0.8 bn, approx. 6% of all aircraft (after impairment on Mar. 22) Notice issued to all Russian airline customers terminating the leasing, and requiring the grounding, of all aircraft (Collected 1 out of 35 aircraft) All aircraft are insured - timing and amount of recovery remain to be confirmed • Performance has been recovering excl. Russian impact (USD mn) Jan.22 3.1 bn 400 Mar.22 2.9 bn Undrawn commitments Russian*2 Non-Russian Financial institutions Central bank 200 SMB CAC net profit excl. revenue and costs relating to Russian airlines :IILL 17 18 19 20 21 22E (FY) *1 Managerial accounting basis. Loans, commitment lines, guarantee investments, etc. of consolidated subsidiaries and major equity-method affiliates calculated based on ultimate risk countries. *2 Including project finance and ship finance. Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 7
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