Canadian Retail: Loans and Provisions Financial Overview

Contact Information Investor Relations Philip Smith Senior Vice President 416-863-2866 [email protected] Rene Lo Director 416-866-6124 [email protected] Sophia Saeed Vice President 416-933-8869 [email protected] Tiffany Sun Senior Manager 416-866-2870 [email protected] Funding Tom McGuire Executive Vice President & Group Treasurer 416-860-1688 [email protected] Christy Bunker SVP, CB & GWM Treasurer, Term Funding and Capital management 416-933-7974 [email protected] Mark Michalski Director, Strategy & Market Development, Funding 416-866-6905 [email protected] 78

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