Tokyo Investor Day

CONTINUING GROWTH OPPORTUNITIES Continued growth in Life Planner count - - Solid, selective recruiting by growing sales manager force Highly attractive career for entrepreneurial professionals approximately 3 of 100 applicants accepted High agent retention rates Lifetime relationships promote "Second Sales" - - Evolving needs as client moves through life cycle Life Planner offers age / status appropriate solutions as trusted adviser Retirement and estate planning opportunities Life Planners experienced in offering U.S. dollar products, with growing market demand; recurring premium emphasis Prudential Tokyo Investor Day 9.15.2016 6

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