Investor Presentaiton

KEEP INNOVATING FOR BUSINESS SUSTAINABILITY BRIVolution 1.0 Digital and Culture Transformation to become The Most Valuable Bank in Southeast Asia and Home to the Best Talent BRI Melayani Dengan Setulus Hati BRIVolution 2.0 The Most Valuable Banking Group in Southeast Asia and Champion of Financial Inclusion 2025 1984 1989 2009 2016 - 2017 2014 2014 2018 2019 2020 2021 Simpedes Kupedes BRIGUNA KUR B BRILINK Micro Insurance BRIVolution BRISPOT Journey begins here.. Digital Initiatives • Ultra Micro Loans • Micro payment ecosystem Micro Segment 40% BRIVolution 2.0 71 Mio Simpedes customers 1.7 Mio 5.6 Mio Briguna borrowers KUR borrowers 4 Mio Rp100 T Kupedes borrowers Rp 73 T +400 thousand Agents ± 4.8 Mio Digital and > Rp500T Trx Insurance holders Culture Transformation Micro Small Comm Consumer Digital Loan Products and Digital Payment Ecosystem The Most Valuable Bank in Southeast Asia and Home to the best talent Strengthen Group Core, Scale Up New Growth Engines, Sustain Top Tier Position

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