4Q 2022 INVESTOR PRESENTATION
Deposits
Deposit growth of 20% driven by 4% CASA growth and 51% Time deposits growth
Customers' Deposits (SARbn)
Customers' Deposits Movement YoY (SARbn)
+20%
145.2
121.1
128.0
130.4
132.0
21.3
121.1
82.5
79.7
88.0
92.4
86.4
62.7
+20%
مصرف الإنماء
alinma bank
2.8
145.2
41.4
40.0
38.0
45.6
QoQ 4Q 21
+6%
1Q 22
+2%
2Q 22
+1%
3Q 22
+10%
4Q 22
Total customers' deposits
Time
CASA
Total customers' deposits
4Q 21
Time
CASA
+51%
+4%
4Q 22
Customers' Deposits Composition
(SARbn)
CASA % of Total Deposits (%)
80%
Retail
65.8%
60%
33%
145.2
40%
67%
Non-retail
4Q 2022 INVESTOR PRESENTATION
56.8%
20%
4Q 21
1Q 22
2Q 22
3Q 22
4Q 22
Management Commentary
■
Deposits rose by 20% during FY 2022 from growth
in CASA and Time deposits of 4% and 51%
respectively.
■ CASA deposits account for 57% of total deposits as
at 4Q 2022, with the QoQ decline reflective of
time deposits increasing by 37%.
▪ Total deposits comprise of 67% retail and 33%
non-retail deposits as at 31 December 2022.
26/49View entire presentation