RAKBANK Investor Presentation - Q3/YTD Sep'2022
RAKBANK Investor Presentation - Q3/YTD Sep'2022
Business Assets Mix
Total Business Assets by Segment [AED B]
Dec '19
Dec '20
Dec '21
Sep 22 FI Loans - Banks
Total Business Assets
-
RAKBANK
Simply Better
Personal Banking [AED B]
Dec '19
Dec '20
Dec '21
Sep '22
10
10
18.7
17.4
17.7
18.0
16.7
9.8
15.4
9.0
13.4
5.6 5.9
5.4
6.2
8.3
8.1
12.5
8.6
4.8
159
$5.3:
4.0 3.5
3.5
2.3
2.5
2.0 2.1
3.5 3.4
3.1
2.1
2.2 2.2
2.1 2.1
8.7
9.4
7.8
7.2
0.9 0.5
0.4 0.4
Personal Banking 40%
Business Banking 20%
Wholesale Banking: 40%
Expat Loans: 8%
National
Loans: 5%
Auto Loans: 1%
Mortgage
Loans: 14%
Credit Cards: 5%
Others 7%
Total Business Assets - Business Banking [AED B]
Dec '19
Dec '20
Dec '21
4.1
3.4
3.3
3.1
2.7
2.5
2.2
1.9
Sep '22
2.7 2.6 2.5 2.5
0.5 0.3 0.3 0.4
Trade & Working
Capital: 6%
RAK Bus. Loan: 7% Asset Based Finance: 1%
FIGP: 6%
Total Business Assets - Wholesale Banking [AED B]
Dec '19
Dec '20
Dec '21
Sep '22
4.3
3.7
3.1
2.7 2.8
2.7
2.7
2.5
Corporates: 10% *
Govt. Related Entities: 6%
8.9
8.1
6.6
11.2
FI Assets: 25%
Corporates include Trade Services & Manufacturing, Diversified Corporates, Ras Al Khaimah companies, Multinational
Companies & gold loans
Numbers may not add up due to roundingView entire presentation