3Q 2022 Investor Presentation

The Benefits of a Moody's Rating Investors seek Moody's opinions and particularly value the knowledge of its analysts and the depth of Moody's research Access to capital » Moody's opinions on credit are used by institutional investors throughout the world, making an issuer's debt potentially more attractive to a wide range of buyers. » A Moody's rating may facilitate access to both domestic and international debt capital. S € 1. 2. 2021 Moody's Investor Perception Study. 3. Transparency, credit comparison and market stability >> Signals a willingness by issuers to be transparent and provides market participants with an independent assessment against which to compare creditworthiness. >> Moody's ratings and research reports may help to maintain investor confidence, especially during periods of market stress. Refer to slide 27 for an illustrative impact of adding a Moody's Credit Rating. 2022 Moody's Global Intermediary Study conducted by Naxion. MOODY'S | DECODE RISK. UNLOCK OPPORTUNITY. Responsive to investor demand » Moody's is identified as the agency that best meets future needs for more than half its users globally1. ور کسا Planning and budgeting » May help issuers when formulating internal capital plans and funding strategies. » An independent study has shown that adding a Moody's credit rating may lead to a reduction in borrowing costs.2 Analytical capabilities » Among ratings advisors, Moody's enjoys a strong position and is well- recognized for the depth and breadth of its excellence.³ 3Q 2022 Investor Presentation 26

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