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Overseas loans *1 Balance (USD bn) 300 ■ EMEA Americas ■ Asia 250 200 150 100 50 50 Spread*2 1.4% 1.2% 1.0% 0 0.8% Mar. 18 Mar. 19 Mar. 20 Mar. 21 Mar. 22 Mar. 17 Sep. 17 Mar. 18 Sep. 18 Mar. 19 *1 Includes trade bills. Managerial accounting basis, translated into USD at respective period-end exchange rates. Sum of SMBC and Major local subsidiaries *2 Managerial accounting basis. Monthly average loan spread of existing loans чи Sep. 19 Mar. 20 Sep. 20 Mar. 21 Sep. 21 Mar. 22 Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 10

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