bank bjb Financial Performance Review

Financial Performance 1Q2023 Result Summary Income Statement • Net Interest Income at Rp 1.70 tr (-15.7% YoY) PPOP at Rp 552 bn (-38.2% YoY) • LLP at Rp 100 bn (-33.8% YoY) • Net Income at Rp 366 bn (-38.2% YoY) Balance Sheet . • Total Loans at Rp 108.7 tr (+10.2% YoY) • • • Total Financing at Rp 7.7 tr (+18.9% YoY) Total Deposits at Rp 129.8 tr (+1.2% YoY) Total Asset at Rp 175.9 tr (+5.0% YoY) Ratios (bank only) • • • NIM at 4.8% (-98 bps YoY) ROA (Net) at 0.9% (-61 bps YoY) ROE (Net) at 9.2% (-713 bps YoY) NPL (Gross) at 1.2% (-2 bps YoY) bank bjb 11

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