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Strategy We continue to leverage our strong international connectivity Strong growth in Wholesale cross-border client business Sustained growth in WPB international business Wholesale cross-border client business, $bn International WPB customers, #m 2023 results Appendix Continued momentum in Transaction Banking revenue Wholesale transaction banking revenue, $bn Middle East Americas c.5 Europe Asia +c.50% c.7 Multi-Country Non-Resident Resident Foreigner 5.8 +8% 6.3 FX10 8.3 +63% 13.5 6% (1)% 140% GTRF 1H22 1H23 GPS c.2.5x International customer revenue vs. domestic customers 7,8 SSV 31% +34% 1H22 New-to-bank international customers7,9 1H23 YOY 1H22 1H23 LO 5

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