Investor Presentaiton
CIMB Digital Assets & Group Funding
(RM 'mil)
2Q23
Q-o-Q
1H23
Y-o-Y
Touch 'n Go Digital
Total Registered Users
(mil)
Annual Transacting
Users (mil)
Net interest income
509
15.9%
948
49.1%
+15.1% Y-o-Y
+16.9% Y-o-Y
Non interest income
120
96.7%
181
56.0%
Operating income
629
25.8%
1,129
50.1%
20.6
10.4
17.9
8.9
Overhead expenses
(106)
(25.4%)
(248)
(29.1%)
PPOP
523
46.1%
881
119.2%
(Provisions) / Write back.
(40)
(40.3%)
(107)
148.8%
Jun-22
Jun-23
Jun-22
Jun-23
Share of JV / Associates
(14)
(146.7%)
16
(200.0%)
PBT
469
46.1%
790
130.3%
CIMB Philippines
No. of Customers
>>> 2Q23 PBT grew 46.1% QoQ from strong Group Funding income. PBT +130.3% YoY
from higher investment income and better CDA performance
(mil)
Deposits Balance
(RM'mil)
+24.6% Y-0-Y
+16.2% Y-o-Y
Σ
NII rose 15.9% QoQ attributed to higher other income from Niaga, with a stronger
YoY growth from the Philippines and Vietnam. NOII grew QoQ and YoY from higher
FX, investment income and CDA
1,652
1.422
7.1
Σ
TNGD momentum remains strong with 10.4 mil ATU and 1.03 mil merchants as at
Jun-23. GO+ investors reached 3.1 mil with total AUM of RM484.4 mil as at Jun-23
5.7
Σ
> Digital businesses continue to grow strongly with CIMB Philippines hitting 7.1 mill
customers as at Jun-23 (24.6% YoY) and a deposit book of RM1.65 bil (16.2% YoY)
Jun-22
Jun-23
Jun-22
Jun-23
17View entire presentation