HDFC Business and ESG Overview
CORE BUSINESS - LENDING
(As at March 31, 2022: Gross Loans - US$ 86.15 bn)
INDIVIDUAL LOANS
⚫ Home Loans-
Fixed rate loans
Individuals 79%
Floating rate
loans
•
Home Improvement
Loans
• Home Extension Loans
• Home Equity Loans
•
Rural Home Loans
HDFC
WITH YOU, RIGHT THROUGH
Corporate 5%
Construction Finance 9%
Lease Rental Discounting 7%
• Loans to NRIs
Individuals
Corporate
Construction Finance
Lease Rental Discounting
Loan Book Outstanding
Loan Book o/s Before Sell Down
As at March 31, 2022
Assets Under Management
(After Sell Down)
in last 12 months
Rs. bn
US$ bn % Growth
Rs. bn
US$ bn % Growth
Rs. bn
Individuals
Non-Individuals
Total
4,316
57
17%
4,600
61
25%
5,154
US$ bn % Growth
68
17%
1,368
18
6%
1,383
18
7%
1,385
18
7%
5,684
75
14%
5,983
79
20%
6,539
86
15%
Individual loans sold (outstanding):. Rs. 838.80 bn (US$ 11.05 bn)
20View entire presentation