2022 Report and Financial Statements
2022 REPORT AND FINANCIAL STATEMENTS BANCO REGIONAL
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LETTER FROM THE PRESIDENT
ECONOMIC AND FINANCIAL PERFORMANCE
INCOME STATEMENT FOR THE YEAR ENDED DECEMBER 31, 2022
Presented in comparison with the year ended December 31, 2021
(Expressed in Guarani)
FINANCIAL INCOME
From performing loans - Financial sector
From performing loans - Non-financial sector
From non-performing loans
NOTE
For income and differences in the price of public securities
For valuation of financial assets and liabilities in foreign currency - Net
f.2
FINANCIAL EXPENSES
31-12-2022
31-12-2021
1.072.658.540.594
55.408.212.251
916.022.578.670
21.144.195.856
77.716.904.390
2.366.649.427
963.877.694.592
31.375.818.213
868.877.638.792
20.016.124.447
43.608.113.140
(516.978.440.293)
From financial liabilities - Financial sector
From financial liabilities - Non-financial sector
(172.773.418.427)
(344.205.021.866)
For valuation of financial assets and liabilities in foreign currency - Net
f.2
FINANCIAL INCOME BEFORE ALLOWANCES
ALLOWANCES
Additions
Reversals
FINANCIAL PROFIT AFTER ALLOWANCES
NET INCOME FROM SERVICES
Income from services
Expenses from services
GROSS PROFIT
OTHER OPERATING INCOME
Foreing exchange and arbitrage operations - net
Other income
(495.081.939.928)
(162.241.141.311)
(331.843.119.730)
(997.678.887)
555.680.100.301
468.795.754.664
(384.210.560.850)
c.7
c.7
(857.342.334.130)
473.131.773.280
(184.192.455.442)
(907.359.934.869)
723.167.479.427
171.469.539.451
284.603.299.222
121.521.588.262
181.088.980.748
(59.567.392.486)
103.733.682.228
160.084.482.111
(56.350.799.883)
292.991.127.713
388.336.981.450
87.209.285.005
35.421.159.402
55.387.322.035
35.856.305.181
51.788.125.603
19.531.016.854
OTHER OPERATING EXPENSES
Staff remuneration and social contributions
Overheads
Depreciation of fixed assets
(415.887.410.008)
(221.969.265.426)
(406.067.370.446)
(210.267.638.271)
(153.293.011.493)
(156.283.058.622)
c.9
(11.299.216.747)
(16.828.566.640)
Amortization of deferred charges
(1.126.623.036)
Others
(23.281.293.548)
(1.221.172.759)
(16.682.693.102)
For valuation of other liabilities and assets in foreign currency - Net
f.2
(4.917.999.758)
(4.784.241.052)
NET OPERATING RESULT - (LOSSES) / PROFIT
EXTRAORDINARY GAINS AND LOSSES
Extraordinary earnings
Extraordinary losses
PRIOR YEAR ADJUSTMENTS
Earnings
Loses
PROFIT FOR THE YEAR BEFORE INCOME TAX
Income tax
(LOSSES)/PROFIT FOR THE FINANCIAL YEAR
The accompanying notes A to G form an integral part of these financial statements.
D.3
(35.686.997.290)
37.656.933.039
35.152.377.246
40.657.569.357
(5.505.192.111)
(23.504.895.386)
37.723.899.040
(61.228.794.426)
2.025.835.766
7.644.349.810
(5.618.514.044)
(3.307.397.639)
189.444.847
(3.496.842.486)
1.491.215.722
10.844.640.014
f.4
(2.717.696.744)
(6.566.601.019)
(1.226.481.022)
4.278.038.995
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