Bank of Åland Financial Overview

32 32 Bank of Aland capital ratio 31.3.2018 pro forma • Recalibration of the banks IRB-model and the upcoming transaction of T2 instrument are expected to strengthen the capital ratios in Q2 Capital requirement for the Swedish branch is officially calculated with the standard method that complicates the comparisons. In the table below figures for the Swedish branch are presented according to the IRB-model in the bank. EUR M Own capital T1 capital T2 capital Total capital REA Q1 Reported LGD T2 Pro forma IRB Pro forma Sweden II 223,9 223,9 223,9 200,9 -1,0 199,9 -2,0 197,9 19,3 20,0 39,3 39,3 220,2 239,2 237,2 1 611 -51 1 560 -303 1 257 CET1 capital ratio 12,5 % Total capital relation 13,7 % 12,8% 15,3 % 15,7 % 18,9 % ALANDSBANKEN

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